Richard Nii Armah Quaye, founder and chairman of Bills Microcredit, got social media abuzz after he took delivery of a Bugatti Chiron, which is worth around $2.4 million. He purchased the car to celebrate turning 40, showing off his taste for luxury.
Mr. Armah is known to like fancy cars, and he’s now among the few Bugatti owners in Ghana. Before him, the only Bugatti owner in the country was Dr. Osei Kwame Despite, a big businessman whose car is worth about $3.8 million. Mr. Armah is now the second Ghanaian to own this kind of supercar.
Besides his new Bugatti, Mr. Armah has many other expensive cars, such as a Mercedes G-Wagon, a Rolls-Royce, a Range Rover, and a Bentley. He clearly loves nice cars, which shows how well he’s done and that he enjoys the good things in life.

Even though he’s doing great now, Mr. Armah worked hard to get where he is today. He started Bills Microcredit in a small office, showing how tough and smart he is. Through his work ethic and smart plans, he has created a big financial business and made a lot of money.
Buying this car isn’t just about having money; it also gives hope to people who want to start their own businesses. Mr. Armah’s life is a sample of how wanting something badly, not giving up, and working hard can help you succeed.
As his 40th birthday party keeps getting attention online, lots of people respect what he’s done and are excited to see what he’ll do next.
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